•
Jun 30, 2022

Oscar Health Q2 2022 Earnings Report

Reported a net loss of $112 million and a membership of 1,036,720, reflecting continued growth and strategic plan execution.

Key Takeaways

Oscar Health announced its Q2 2022 financial results, highlighted by an 84% year-over-year increase in membership, reaching 1,036,720. The company reported premiums earned of $995 million, an 88% increase YoY, and a net loss of $112 million, which increased by $39 million YoY. Oscar Health is reaffirming its 2022 outlook across all metrics and remains focused on achieving profitability for its Insurance product in 2023.

Membership reached 1,036,720 as of June 30, 2022, an 84% increase year-over-year.

Direct and assumed policy premiums totaled $1.7 billion, a 101% increase year-over-year.

Premiums earned were $995 million, up 88% year-over-year.

Net loss was $112 million, an increase of $39 million year-over-year.

Total Revenue
$1.02B
Previous year: $529M
+92.1%
EPS
-$0.53
Previous year: -$0.35
+51.4%
Medical Loss Ratio
82.2%
Previous year: 82.4%
-0.2%
Gross Profit
$1.06B
Previous year: $550M
+92.5%
Cash and Equivalents
$2.36B
Previous year: $1.67B
+41.3%
Total Assets
$4.75B
Previous year: $3.71B
+28.2%

Oscar Health

Oscar Health

Forward Guidance

Oscar Health reaffirmed its 2022 outlook across all metrics.