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Jun 30, 2021

PNC Q2 2021 Earnings Report

PNC's earnings increased driven by the acquisition of BBVA USA Bancshares Inc. and strong performance across its business segments.

Key Takeaways

PNC's second quarter 2021 earnings reflect BBVA's acquired business operations for the month of June 2021 and PNC's balance sheet dated June 30, 2021 includes BBVA's balances. PNC's previously disclosed amounts do not include BBVA amounts. Net income attributable to common shareholders was $1,042 million, or $2.43 per diluted share.

PNC acquired BBVA USA Bancshares Inc. on June 1, 2021, adding $82.2 billion of deposits and $60.5 billion of loans to PNC's Consolidated Balance Sheet.

Second quarter earnings reflect BBVA's acquired business operations for the month of June 2021.

Net interest income increased to $2,581 million.

Total revenue reached $4,667 million.

Total Revenue
$4.67B
Previous year: $4.08B
+14.5%
EPS
$4.5
Previous year: -$1.9
-336.8%
Net Interest Margin
2.29%
Efficiency Ratio
65%
Previous year: 62%
+4.8%
Net Charge-Offs / Avg Loans
0.48%
Gross Profit
$4.67B
Previous year: $4.05B
+15.4%
Cash and Equivalents
$8.72B
Previous year: $6.34B
+37.6%
Total Assets
$554B
Previous year: $459B
+20.7%

PNC

PNC

PNC Revenue by Segment

Forward Guidance

PNC did not provide specific forward guidance in this earnings report.

Revenue & Expenses

Visualization of income flow from segment revenue to net income