Loading...
•
Jun 30, 2025
PNC Q2 2025 Earnings Report
PNC reported strong Q2 2025 results with solid loan and revenue growth, improved efficiency, and stable credit quality.
Key Takeaways
PNC delivered a strong second quarter with $5.66 billion in revenue and $1.64 billion in net income. EPS came in at $3.85, supported by loan growth, positive operating leverage, and improved capital ratios.
Revenue grew to $5.66 billion driven by loan and fee income growth.
Net income rose to $1.64 billion with EPS at $3.85.
Common Equity Tier 1 capital ratio remained strong at 10.5%.
Quarterly dividend increased to $1.70 per share.
Revenue by Segment
Revenue by Geographic Location
Forward Guidance
PNC expects slower economic growth in 2025, with continued loan growth but potential pressure from tariffs and high interest rates.
Positive Outlook
- Continued loan and revenue growth expected.
- Strong capital position with CET1 at 10.5%.
- Stable credit quality and improved delinquencies.
- Positive operating leverage momentum.
- Share repurchases to remain consistent with Q2 levels.
Challenges Ahead
- Tariff-related macroeconomic uncertainty could weigh on growth.
- High interest rates remain a drag on the economy.
- Consumer spending expected to slow.
- Potential for higher unemployment rate over the next year.
- Recession risk if trade disputes persist.
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...