Sep 30, 2020

RGA Q3 2020 Earnings Report

RGA reported third quarter results with net income of $3.12 per diluted share and adjusted operating income of $3.51 per diluted share.

Key Takeaways

Reinsurance Group of America reported a decrease in net income and adjusted operating income compared to the prior-year quarter, but the impact of COVID-19 claims was manageable. The company's balance sheet remained strong with excess capital of approximately $1.5 billion.

Net income was $3.12 per diluted share.

Adjusted operating income was $3.51 per diluted share.

Global COVID-19 claim costs were estimated to be $140 million.

The balance sheet remained strong, with excess capital of approximately $1.5 billion.

Total Revenue
$3.64B
Previous year: $3.63B
+0.4%
EPS
$3.51
Previous year: $4.02
-12.7%
Effective Tax Rate
25.5%
Gross Profit
$3.43B
Previous year: $3.42B
+0.4%
Cash and Equivalents
$3.26B
Previous year: $2.64B
+23.5%
Free Cash Flow
$194M
Previous year: $786M
-75.3%
Total Assets
$82.1B
Previous year: $75.8B
+8.4%

RGA

RGA

RGA Revenue by Geographic Location

Forward Guidance

While there remains uncertainty as to the ongoing and ultimate impact of COVID-19 on our business, we believe that our strong financial condition and global business platform position us to successfully manage through this period.

Revenue & Expenses

Visualization of income flow from segment revenue to net income