Dec 31, 2022

RGA Q4 2022 Earnings Report

Reported solid Q4 2022 earnings with strong segment performance.

Key Takeaways

Reinsurance Group of America reported Q4 net income available to RGA shareholders of $204 million, or $3.02 per diluted share, compared to $156 million, or $2.30 per diluted share in the prior-year quarter. Adjusted operating income for the fourth quarter totaled $202 million, or $2.99 per diluted share, compared with adjusted operating loss of $38 million, or $0.56 per diluted share, the year before.

Net income available to RGA shareholders was $3.02 per diluted share, including adverse foreign currency effects of $0.42 per diluted share.

Adjusted operating income was $2.99 per diluted share, including adverse foreign currency effects of $0.22 per diluted share.

Premium growth of 1.1% over the prior-year quarter, 6.0% on a constant currency basis.

Capital deployment of $80 million into in-force and other transactions with total shareholder capital returns of $78 million.

Total Revenue
$4.38B
Previous year: $4.36B
+0.4%
EPS
$2.99
Previous year: -$0.56
-633.9%
Book Value Per Share
$62.2
Book Value Per Share excl AOCI
$146
Gross Profit
$3.37B
Previous year: $15.6B
-78.4%
Cash and Equivalents
$84.7B
Previous year: $92.2B
-8.1%
Free Cash Flow
$260M
Previous year: $357M
-27.2%
Total Assets
$84.9B
Previous year: $92.2B
-7.9%

RGA

RGA

Forward Guidance

Based on favorable business conditions and RGA's global leadership position, the company is optimistic about the future and expects to continue to deliver attractive financial results over time.

Positive Outlook

  • Favorable business conditions
  • RGA's global leadership position
  • Expectation to continue to deliver attractive financial results over time
  • Strong balance sheet with excess capital of approximately $1.2 billion
  • Good new business activity in organic business and pipeline for in-force transactions

Challenges Ahead

  • Not Applicable
  • Not Applicable
  • Not Applicable
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