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Jun 30, 2023

ServisFirst Q2 2023 Earnings Report

Net income decreased due to narrowing net interest spread, but deposits and loans experienced growth.

Key Takeaways

ServisFirst Bancshares reported a decrease in net income for Q2 2023, impacted by narrowing net interest spread. However, deposits and loans experienced growth, and the bank maintains strong liquidity and capital positions.

Net income was $53.5 million, or $0.98 per share.

Deposits grew by $672.9 million on a linked-quarter basis, or 23.2% annualized.

Loans grew by $987.6 million, or 9.3%, year-over-year.

The company reported strong liquidity with no FHLB advances or brokered deposits.

Total Revenue
$110M
Previous year: $126M
-12.7%
EPS
$0.98
Previous year: $1.14
-14.0%
Net Interest Margin
2.93%
Previous year: 3.26%
-10.1%
Efficiency Ratio
35.02%
Previous year: 31.64%
+10.7%
Return on Avg Assets
1.5%
Previous year: 1.67%
-10.2%
Cash and Equivalents
$978M
Previous year: $1.69B
-42.1%
Total Assets
$15.1B
Previous year: $14.5B
+4.0%

ServisFirst

ServisFirst

ServisFirst Revenue by Segment

Forward Guidance

The press release does not contain any quantitative or qualitative forward guidance.