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Sep 30, 2020

ServisFirst Q3 2020 Earnings Report

Reported net income of $43.4 million, with basic and diluted earnings per share of $0.80 for the third quarter of 2020.

Key Takeaways

ServisFirst Bancshares, Inc. reported a strong third quarter in 2020, with increased net income and earnings per share compared to the same period in 2019. The company saw a rebound in loan demand and maintained a strong balance sheet with good credit quality and liquidity.

Net income reached $43.4 million, up from $37.6 million in Q3 2019.

Basic and diluted earnings per share were $0.80, compared to $0.70 and $0.69 in Q3 2019, respectively.

Net interest income increased to $85.1 million from $73.0 million in Q3 2019.

Average loans increased by 20% to $8.36 billion compared to Q3 2019.

Total Revenue
$93.3M
Previous year: $79.2M
+17.7%
EPS
$0.8
Previous year: $0.67
+19.4%
Net Interest Margin
3.14%
Previous year: 3.36%
-6.5%
Efficiency Ratio
28.5%
Previous year: 31.76%
-10.3%
Return on Avg Assets
1.54%
Previous year: 1.67%
-7.8%
Cash and Equivalents
$70.5M
Previous year: $1.05B
-93.3%
Total Assets
$11.4B
Previous year: $9.01B
+26.5%

ServisFirst

ServisFirst