The Hanover delivered record Q4 2025 results with total revenue of $1.67 billion, a sub-90 combined ratio, strong premium growth, and significantly higher net and operating income driven by disciplined underwriting and improved investment returns.

The Hanover Insurance Group, Inc. achieved record third-quarter net income of $178.7 million and operating income of $185.6 million, translating to $4.90 and $5.09 per diluted share, respectively. The company's combined ratio improved to 91.1%, or 88.1% excluding catastrophes, reflecting strong underwriting and lower catastrophe losses. Net premiums written increased by 4.5%, and net investment income surged by 27.5% due to higher earned yields.

The Hanover Insurance Group, Inc. delivered outstanding second quarter 2025 results, with significant increases in net income and operating income compared to the prior year. The company achieved a strong combined ratio, improved loss and LAE ratio, and increased net investment income, driven by disciplined underwriting and effective pricing strategies across all business segments.

The Hanover reported strong first quarter 2025 results with net income of $128.2 million and operating income of $141.8 million, resulting in net and operating return on equity of 17.4% and 17.2%, respectively. The combined ratio improved to 94.1%, and net premiums written grew by 3.9%.

The Hanover Insurance Group reported a record fourth quarter with net income of $167.9 million, or $4.59 per diluted share, and operating income of $194.6 million, or $5.32 per diluted share. The company's combined ratio was 89.2%, and net premiums written increased by 7.4%.

The Hanover Insurance Group reported a strong third quarter with net income of $102.1 million, or $2.80 per diluted share, and operating income of $111.3 million, or $3.05 per diluted share. The company's net and operating return on equity were 15.0% and 14.4%, respectively. Excluding catastrophes, the combined ratio was 88.3%, the best in several years.

The Hanover Insurance Group reported a net income of $40.5 million, or $1.12 per diluted share and an operating income of $68.1 million, or $1.88 per diluted share for the second quarter of 2024. The company's combined ratio was 99.2%, and the combined ratio excluding catastrophes was 88.5%.

The Hanover Insurance Group reported a strong first quarter with net income of $115.5 million, or $3.18 per diluted share, and operating income of $111.9 million, or $3.08 per diluted share. The company's combined ratio was 95.5%, and excluding catastrophes, it was 89.5%.

The Hanover reported a strong fourth quarter with net income of $107.9 million, or $2.98 per diluted share, and operating income of $113.1 million, or $3.13 per diluted share. The combined ratio was 94.2%, and the operating return on equity was 15.7%.

The Hanover reported a net income of $8.6 million, or $0.24 per diluted share, in Q3 2023, compared to $0.5 million, or $0.01 per diluted share, in the prior-year quarter. The combined ratio was 104.4%, impacted by catastrophe losses of $195.8 million. However, the combined ratio excluding catastrophes was 90.7%.

The Hanover Insurance Group reported a net loss of $69.2 million for the second quarter of 2023, compared to a net income of $22.7 million in the prior-year quarter. The combined ratio was 111.3%, with catastrophe losses significantly impacting results. However, net premiums written increased by 8.6%, and the company is focused on margin recapture and leveraging its diversified portfolio for profitable growth.

The Hanover reported a net loss of $12.0 million for Q1 2023, compared to a net income of $104.9 million in the prior-year quarter. The combined ratio was 104.4%, with catastrophe losses significantly impacting results. However, the underlying performance showed strength in Specialty, Core Commercial, and Personal Lines segments.

The Hanover Insurance Group reported a net loss of $11.6 million for Q4 2022, impacted by Winter Storm Elliott. Despite this, the company increased Personal Lines pricing and saw strong performance in its Specialty business.

The Hanover Insurance Group, Inc. reported net income of $0.2 million, or $0.01 per diluted share, in the third quarter of 2022. Operating income was $35.7 million, or $0.99 per diluted share, for the third quarter of 2022. Net premiums written increased of 9.5%.

The Hanover Insurance Group, Inc. reported a net income of $22.6 million, or $0.63 per diluted share, in the second quarter of 2022. Operating income was $83.9 million, or $2.32 per diluted share, for the second quarter of 2022. Net premiums written increased by 10.4%.

The Hanover Insurance Group reported a strong first quarter with net income of $104.8 million, or $2.90 per diluted share, and operating income of $117.7 million, or $3.26 per diluted share. The company's operating return on equity was 15.7%, and net premiums written increased by 9.7% across all segments. The ex-CAT combined ratio was 89.8%, marking the eighth consecutive quarter below 90%.

The Hanover Insurance Group, Inc. reported a strong performance in Q4 2021, with net income of $163.5 million, or $4.53 per diluted share, and operating income of $122.1 million, or $3.38 per diluted share. Net premiums written increased by 9.2%. The combined ratio was 92.9%, and 89.8% excluding catastrophes.

The Hanover Insurance Group reported a net income of $34.0 million, or $0.94 per diluted share, for the third quarter of 2021. The company's net premiums written increased by 8.4%, and the combined ratio, excluding catastrophes, was 89.4%.

The Hanover Insurance Group reported a strong second quarter with net income of $128.5 million, or $3.52 per diluted share, and operating income of $104.0 million, or $2.85 per diluted share. The combined ratio was 94.4%, and the combined ratio excluding catastrophes was 87.9%.

The Hanover Insurance Group reported a net income of $92.7 million, or $2.51 per diluted share, in the first quarter of 2021, compared to a net loss of $40.0 million in the prior-year quarter. Operating income was $61.4 million, or $1.66 per diluted share, for the first quarter of 2021. Net premiums written increased by 5.2%, and the combined ratio was 98.8%.

The Hanover Insurance Group, Inc. reported net income of $164.6 million, or $4.43 per diluted share, in Q4 2020, compared to $109.8 million, or $2.76 per diluted share, in the prior-year quarter. Operating income was $112.0 million, or $3.02 per diluted share, for the fourth quarter of 2020.

The Hanover Insurance Group reported a net income of $118.9 million, or $3.13 per diluted share, and an operating income of $93.5 million, or $2.46 per diluted share, for the third quarter of 2020. The company's combined ratio was 94.2%, and 88.4% excluding catastrophes. They also entered into a $100 million accelerated share repurchase agreement.

The Hanover Insurance Group reported a net income of $115.2 million, or $3.01 per diluted share, for the second quarter of 2020, compared to a net income of $74.0 million, or $1.79 per diluted share, in the prior-year quarter. Operating income was $62.7 million, or $1.63 per diluted share, compared to $77.7 million, or $1.88 per diluted share, in the prior-year quarter. The combined ratio was 96.2%, and the combined ratio excluding catastrophes was 82.7%.

The Hanover Insurance Group reported a net loss of $40.0 million for the first quarter of 2020, compared to a net income of $122.4 million in the prior-year quarter. However, operating income increased to $86.8 million, up from $80.7 million in the prior-year quarter. The combined ratio improved to 95.2%, and net premiums written increased by 3.5%.

The Hanover Insurance Group reported a net income of $109.8 million, or $2.76 per diluted share, and an operating income of $80.2 million, or $2.01 per diluted share, for the fourth quarter of 2019. The combined ratio was 96.2%, and the combined ratio excluding catastrophes was 93.1%.