Sep 30, 2024

UnitedHealth Q3 2024 Earnings Report

Reported strong growth in revenues and adjusted earnings, with Optum and UnitedHealthcare driving expansion, while navigating cyberattack impacts.

Key Takeaways

UnitedHealth Group reported Q3 2024 results with revenues of $100.8 billion, a year-over-year increase of $8.5 billion. The company's earnings per share (EPS) was $6.51, which included impacts from a cyberattack, and adjusted EPS was $7.15, which included $0.12 in business disruption impacts and excluded $0.28 in direct response costs. Growth was driven by an increase in the number of people served by Optum and UnitedHealthcare.

Revenues grew by $8.5 billion year-over-year to $100.8 billion, driven by expansion in Optum and UnitedHealthcare.

Third quarter earnings from operations were $8.7 billion, including $0.3 billion in unfavorable cyberattack effects.

UnitedHealthcare's commercial domestic offerings grew by 2.4 million consumers year-to-date.

Cash flows from operations were $14.0 billion, reflecting 2.2 times net income, partially due to the timing of cash receipts.

Total Revenue
$101B
Previous year: $92.4B
+9.2%
EPS
$7.15
Previous year: $6.56
+9.0%
Optum Health Consumers
104M
Previous year: 103M
+1.0%
Gross Profit
$21.4B
Previous year: $22.4B
-4.5%
Cash and Equivalents
$32.4B
Previous year: $38.9B
-16.7%
Free Cash Flow
$13B
Previous year: $6.06B
+113.6%
Total Assets
$299B
Previous year: $282B
+6.1%

UnitedHealth

UnitedHealth

UnitedHealth Revenue by Segment

Forward Guidance

The company’s full year 2024 net earnings outlook of $15.50 to $15.75 per share reflects the South America operations disposition activities reported in the first half of 2024 and Change Healthcare cyberattack impacts. The company’s adjusted net earnings outlook of $27.50 to $27.75 continues within the $27.50 to $28.00 range established nearly a year ago, even as it absorbs an estimated $0.75 per share of business disruption impacts for the affected Change Healthcare services, which have increased ~$0.10 per share from the estimate provided last quarter.

Revenue & Expenses

Visualization of income flow from segment revenue to net income