•
Dec 31, 2020

UnitedHealth Q4 2020 Earnings Report

UnitedHealth Group's Q4 2020 results reflected strong performance, impacted by COVID-19 care costs and assistance initiatives.

Key Takeaways

UnitedHealth Group reported Q4 2020 revenues of $65.5 billion and net earnings per share of $2.30. The results were impacted by COVID-19 care costs and related assistance initiatives. The company affirmed its full year earnings outlook for 2021.

Full year revenues of $257.1 billion grew $15.0 billion or 6%, led by 21% at Optum.

Full year and fourth quarter net earnings per share of $16.03 and $2.30.

Full year and fourth quarter adjusted net earnings per share of $16.88 and $2.52.

Results reflect COVID-19 impacts and related assistance initiatives.

Total Revenue
$65.5B
Previous year: $60.9B
+7.5%
EPS
$2.52
Previous year: $3.9
-35.4%
Optum Health Consumers
98M
Previous year: 96M
+2.1%
Gross Profit
$15.8B
Previous year: $15.1B
+4.3%
Cash and Equivalents
$16.9B
Previous year: $11B
+54.0%
Free Cash Flow
$5.53B
Previous year: $5.56B
-0.5%
Total Assets
$197B
Previous year: $174B
+13.5%

UnitedHealth

UnitedHealth

UnitedHealth Revenue by Segment

Forward Guidance

The Company affirmed its recently issued full year earnings outlook for 2021, including net earnings of $16.90 to $17.40 per share and adjusted net earnings of $17.75 to $18.25 per share. As previously discussed, this outlook includes approximately $1.80 per share in potential net unfavorable impact to accommodate continuing COVID-19 effects, such as: testing and treatment costs; the residual impact of people deferring care in 2020; and unemployment and other economy-driven factors.

Revenue & Expenses

Visualization of income flow from segment revenue to net income