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Sep 30, 2020

WEX Q3 2020 Earnings Report

WEX Inc. reported financial results for Q3 2020, demonstrating resilience in a rapidly changing environment with recovering spend volumes and strategic investments.

Key Takeaways

WEX Inc. reported a 17% decrease in total revenue to $382.1 million for Q3 2020 compared to $460.0 million in Q3 2019. Net loss attributable to shareholders was $65.8 million, or $1.49 per diluted share, compared to net income of $14.6 million, or $0.33 per diluted share, for the same period last year. Adjusted net income was $70.9 million, or $1.59 per diluted share, down 39% per diluted share year-over-year.

Demonstrated ability to adapt to the rapidly-changing operating environment.

Experienced steady recovery of spend volumes across all segments throughout the quarter.

Corporate payments customers and U.S. health business experienced year-over-year top-line growth.

Focused on positioning WEX for sustained long-term growth through strategic investments and technology advancements.

Total Revenue
$382M
Previous year: $460M
-16.9%
EPS
$1.59
Previous year: $2.59
-38.6%
Avg. SaaS Accounts (Benefits)
14.6M
Previous year: 13.02M
+12.1%
Payment Proc. Transactions
120.9M
Net Payment Proc. Rate
1.35%
Gross Profit
$225M
Previous year: $294M
-23.5%
Cash and Equivalents
$1.52B
Previous year: $531M
+186.3%
Free Cash Flow
$30.3M
Previous year: $95M
-68.1%
Total Assets
$8.31B
Previous year: $8.54B
-2.7%

WEX

WEX

WEX Revenue by Segment

Forward Guidance

The Company expects revenue to level off in the fourth quarter, and to ramp up investments in select high-growth areas of our business to position WEX advantageously for future opportunities.

Revenue & Expenses

Visualization of income flow from segment revenue to net income