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Sep 30, 2022

WEX Q3 2022 Earnings Report

WEX's Q3 2022 earnings were reported, with record revenue and increased adjusted net income, despite a GAAP net loss.

Key Takeaways

WEX Inc. reported record third-quarter revenue of $616.1 million, a 28% increase year-over-year. Adjusted net income increased by 43% to $3.51 per diluted share. However, the company experienced a GAAP net loss of $1.00 per diluted share. The company is raising full-year 2022 financial guidance.

Total revenue increased 28% year-over-year to a record $616 million.

GAAP net loss was $1.00 per diluted share.

Adjusted net income increased 43% year-over-year to $3.51 per diluted share.

Total volume increased 41% year-over-year to $57.5 billion.

Total Revenue
$616M
Previous year: $483M
+27.6%
EPS
$3.51
Previous year: $2.45
+43.3%
Avg. SaaS Accounts (Benefits)
18.2M
Previous year: 16.91M
+7.6%
Purchase Volume (Corp Payments)
$20.7B
Payment Proc. Transactions
145.3M
Gross Profit
$364M
Previous year: $303M
+20.2%
Cash and Equivalents
$759M
Previous year: $534M
+42.3%
Free Cash Flow
$565M
Previous year: $93.2M
+506.3%
Total Assets
$11.9B
Previous year: $9.51B
+25.2%

WEX

WEX

WEX Revenue by Segment

Forward Guidance

For the fourth quarter of 2022, the Company expects revenue in the range of $570 million to $580 million and adjusted net income in the range of $3.15 to $3.25 per diluted share. For the full year 2022, the Company now expects revenue in the range of $2.302 billion to $2.312 billion. Adjusted net income is now expected to be in the range of $13.24 to $13.34 per diluted share.

Revenue & Expenses

Visualization of income flow from segment revenue to net income