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Dec 31, 2024

AGNC Q4 2024 Earnings Report

AGNC announced financial results for the quarter ended December 31, 2024.

Key Takeaways

AGNC Investment Corp. reported a comprehensive loss per common share of $(0.11) for Q4 2024, which includes net income per common share of $0.10 and other comprehensive loss of $(0.20) per common share. The company's tangible net book value per common share decreased to $8.41. They issued 53.2 million shares of common equity through At-the-Market Offerings for net proceeds of $511 million.

Comprehensive loss per common share was $(0.11).

Net spread and dollar roll income per common share was $0.37.

Tangible net book value per common share was $8.41 as of December 31, 2024.

Economic return on tangible common equity for the quarter was -0.6%.

Total Revenue
$115M
Previous year: -$26M
-542.3%
EPS
$0.37
Previous year: $0.6
-38.3%
Net Interest Spread
1.91%
Previous year: 3.08%
-38.0%
At Risk Leverage Ratio
7.2
Previous year: 7
+2.9%
Cash and Equivalents
$505M
Previous year: $518M
-2.5%
Free Cash Flow
$79M
Total Assets
$88B
Previous year: $71.6B
+22.9%

AGNC

AGNC

Forward Guidance

AGNC has a very positive outlook for Agency MBS, supported by the increasingly favorable environment that emerged in 2024. The Federal Reserve finally shifted its restrictive monetary policy stance and began the process of returning short term rates to a neutral level.

Positive Outlook

  • The Federal Reserve has shifted its restrictive monetary policy stance.
  • Inflationary pressures are declining.
  • Monetary policy is becoming more accommodative.
  • Interest rate volatility has eased.
  • The yield curve has steepened.

Challenges Ahead

  • Higher interest rates
  • Modestly wider spreads for the quarter
  • Decline in tangible net book value per common share
  • Comprehensive loss per common share
  • Economic return on tangible common equity for the quarter was negative