Mar 31, 2021

Baycom Q1 2021 Earnings Report

Baycom's first quarter earnings were reported, showing a net income of $4.5 million and an EPS of $0.40.

Key Takeaways

BayCom Corp reported first quarter earnings of $4.5 million, or $0.40 per diluted share, which is consistent with the prior quarter and an increase compared to the same period last year.

Net income remained unchanged from the previous quarter at $4.5 million.

No provision for loan losses was recorded in the first quarter of 2021.

The bank funded 370 PPP loans totaling $48.3 million under the second PPP program.

Annualized net interest margin was 3.49% for the current quarter.

Total Revenue
$20.3M
Previous year: $22.6M
-10.1%
EPS
$0.4
Previous year: $0.23
+73.9%
Net Interest Margin
3.49%
Cash and Equivalents
$458M
Previous year: $274M
+66.9%
Free Cash Flow
$254K
Total Assets
$2.29B
Previous year: $2.17B
+5.5%

Baycom

Baycom

Forward Guidance

The company did not provide forward guidance in the earnings report.