Jun 30, 2021

Baycom Q2 2021 Earnings Report

Baycom Corp reported earnings for the second quarter of 2021.

Key Takeaways

BayCom Corp reported net income of $5.3 million, or $0.49 per diluted share, for the second quarter of 2021. The company benefited from participation in funding PPP loans and reversal of provision for loan losses.

Earnings of $5.3 million, or $0.49 per diluted share

Reversal of provision for loan losses of $507,000

Loan pipeline is strong, demonstrating a return to more normalized banking activities

Annualized net interest margin was 3.29%

Total Revenue
$20.2M
Previous year: $22.3M
-9.1%
EPS
$0.49
Previous year: $0.26
+88.5%
Net Interest Margin
3.29%
Previous year: 4.15%
-20.7%
Cash and Equivalents
$469M
Previous year: $204M
+130.1%
Free Cash Flow
$7.52M
Total Assets
$2.33B
Previous year: $2.19B
+6.6%

Baycom

Baycom

Forward Guidance

No specific forward guidance was provided in the earnings report.