Mar 31, 2023

Baycom Q1 2023 Earnings Report

Reported earnings of $7.0 million, with EPS of $0.55, and an annualized net interest margin of 4.26%.

Key Takeaways

BayCom Corp reported first quarter earnings of $7.0 million, or $0.55 per diluted common share. The company's annualized net interest margin was 4.26%, and the annualized return on average assets was 1.11%. Total assets remained steady at $2.5 billion, and loans totaled $2.0 billion.

Net income increased by 8.6% compared to Q1 2022, reaching $7.0 million.

Annualized net interest margin was 4.26%, compared to 3.63% in Q1 2022.

Annualized return on average assets was 1.11%, compared to 0.98% in Q1 2022.

Nonperforming loans totaled $13.1 million, representing 0.64% of total loans.

Total Revenue
$27.7M
Previous year: $26.8M
+3.6%
EPS
$0.55
Previous year: $0.51
+7.8%
Net Interest Margin
4.26%
Previous year: 3.63%
+17.4%
Gross Profit
$27.7M
Cash and Equivalents
$198M
Previous year: $427M
-53.8%
Free Cash Flow
$8.04M
Previous year: $2.67M
+200.9%
Total Assets
$2.55B
Previous year: $2.76B
-7.5%

Baycom

Baycom

Forward Guidance

The company did not provide any forward guidance.