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Sep 30, 2022

BOK Financial Q3 2022 Earnings Report

Reported a strong quarter with top-line revenue growth, loan growth, net interest margin improvement and non-interest revenue growth.

Key Takeaways

BOK Financial Corporation reported net income of $156.5 million, or $2.32 per diluted share, for the third quarter of 2022. The company saw growth in net interest revenue, fees and commissions revenue, and period-end loans. The company also recorded a provision for expected credit losses due to loan growth and increased uncertainty in the economic outlook.

Net income was $156.5 million or $2.32 per diluted share for the third quarter of 2022.

Net interest revenue totaled $316.3 million, an increase of $42.3 million.

Fees and commissions revenue increased $19.3 million to $192.6 million.

Period-end loans increased $499 million to $21.8 billion at September 30, 2022.

Total Revenue
$506M
Previous year: $510M
-0.8%
EPS
$2.32
Previous year: $2.74
-15.3%
Efficiency Ratio
57.35%
Previous year: 61.23%
-6.3%
Leverage Ratio
9.76%
Cash and Equivalents
$1.61B
Previous year: $1.89B
-15.0%
Total Assets
$43.6B
Previous year: $46.9B
-7.0%

BOK Financial

BOK Financial

BOK Financial Revenue by Segment

Forward Guidance

The longer-term economic outlook is less certain, but the company remains optimistic about its ability to grow earnings from current levels in the near-term.