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Sep 30, 2024

BOK Financial Q3 2024 Earnings Report

Reported earnings of $140 million, or $2.18 per share, in the third quarter

Key Takeaways

BOK Financial Corporation reported a net income of $140 million, or $2.18 per diluted share, for the third quarter of 2024. The results reflect an increase in net interest income and fees and commissions revenue, offset by an increase in operating expenses.

Net income was $140.0 million, or $2.18 per diluted share.

Net interest income totaled $308.1 million, with net interest margin expanding to 2.68%.

Fees and commissions revenue was $202.5 million.

Period end deposits grew by $985 million to $37.2 billion.

Total Revenue
$516M
Previous year: $499M
+3.5%
EPS
$2.18
Previous year: $2.04
+6.9%
Cash and Equivalents
$547M
Previous year: $1.37B
-60.2%
Free Cash Flow
$137M
Total Assets
$50.1B
Previous year: $48.9B
+2.4%

BOK Financial

BOK Financial

BOK Financial Revenue by Segment

BOK Financial Revenue by Geographic Location

Forward Guidance

BOK Financial maintained consistent earnings growth in the third quarter, benefiting from net interest income growth and exceptional asset quality.

Positive Outlook

  • Resilient business model through various business cycles.
  • Revenue diversity and commitment to risk management.
  • Economic growth within the eight-state footprint.
  • High levels of tangible capital and liquidity.
  • Strong risk management practices related to credit, interest rate, liquidity, and capital risk.

Challenges Ahead

  • No specific negative forward guidance mentioned in the provided text.