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Dec 31, 2023

BOK Financial Q4 2023 Earnings Report

BOK Financial reported annual earnings and quarterly earnings in the fourth quarter.

Key Takeaways

BOK Financial Corporation reported Q4 2023 earnings of $83 million, or $1.26 per share. The quarter included a 52 cent per share reduction as a result of the FDIC special assessment. Net interest revenue totaled $296.7 million, a decrease of $4.2 million compared to the prior quarter. Operating expense increased $59.8 million to $384.1 million, including the FDIC special assessment of $43.8 million.

Net income was $82.6 million or $1.26 per diluted share for the fourth quarter of 2023.

Net interest revenue totaled $296.7 million, a decrease of $4.2 million compared to the prior quarter.

Fees and commissions revenue was $196.8 million, largely consistent with the prior quarter.

Period-end loans grew by $181 million to $23.9 billion at December 31, 2023.

Total Revenue
$502M
Previous year: $550M
-8.8%
EPS
$1.76
Previous year: $2.51
-29.9%
Efficiency Ratio
71.62%
Previous year: 57.87%
+23.8%
Leverage Ratio
9.45%
Previous year: 9.91%
-4.6%
Cash and Equivalents
$1.35B
Previous year: $1.4B
-3.8%
Total Assets
$49.8B
Previous year: $47.8B
+4.3%

BOK Financial

BOK Financial

BOK Financial Revenue by Segment

BOK Financial Revenue by Geographic Location

Forward Guidance

While no specific forward guidance was provided, the CEO indicated that the core results were very strong and serve as a great starting point for 2024.