•
Mar 31, 2022

Broadway Financial Q1 2022 Earnings Report

Reported net earnings and growth in loan originations and total assets.

Key Takeaways

Broadway Financial Corporation reported a net income of $958 thousand, or $0.01 per diluted share, for the first quarter of 2022, compared to a net loss of $3.5 million, or ($0.13) per share, for the first quarter of 2021. The results were positively impacted by an increase in net interest income and a decrease in non-interest expense.

Total assets increased to over $1.1 billion, representing an increase of over 18%, since the Merger.

Loan originations grew by over 125% compared to the first quarter of 2021.

Total loans exceeded $650 million at the end of the first quarter, representing growth of 11% since the Merger.

Net interest income increased over 150% compared to the first quarter of 2021.

Total Revenue
$7.45M
Previous year: $2.97M
+151.1%
EPS
$0.08
Previous year: -$1.04
-107.7%
Net Interest Margin
2.76%
Previous year: 2.4%
+15.0%
Gross Profit
$7.45M
Previous year: $2.97M
+151.1%
Cash and Equivalents
$246M
Previous year: $88.2M
+179.2%
Free Cash Flow
-$1.88M
Previous year: -$2.07M
-9.6%
Total Assets
$1.13B
Previous year: $480M
+135.9%

Broadway Financial

Broadway Financial

Forward Guidance

The Company anticipates the issuance of $150 million of low-cost Preferred Stock under the U.S. Treasury’s Emergency Capital Investment Program (“ECIP”) that we currently expect to close in the second quarter of this year.

Positive Outlook

  • ECIP equity capital will help accelerate our growth
  • Significantly improve our economies of scale
  • Improve potential profitability
  • Dramatically expand the positive impact that we believe we can generate for the essential low-to-moderate income communities that we serve