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Mar 31, 2023

Broadway Financial Q1 2023 Earnings Report

Reported consolidated net earnings and increased net interest income.

Key Takeaways

Broadway Financial Corporation reported a consolidated net income of $1.6 million, or $0.02 per diluted share, for Q1 2023, compared to $958 thousand, or $0.01 per diluted share, for Q1 2022, with net interest income increasing by $1.1 million, or 15.4%, to $8.3 million.

Total interest income increased by $3.2 million, or 39.5% for the first quarter of 2023, compared to the first quarter of 2022.

Net interest margin increased by 20 basis points to 2.96% for the first quarter of 2023, compared to 2.76% for the first quarter of 2022.

Total loans receivable increased by $9.0 million, or 1.2%, to $777.1 million at March 31, 2023, compared to December 31, 2022.

Total assets increased by $21.5 million, or 1.8%, to $1.2 billion at March 31, 2023, compared to December 31, 2022.

Total Revenue
$8.56M
Previous year: $7.45M
+14.9%
EPS
$0.16
Previous year: $0.08
+100.0%
Net Interest Margin
2.96%
Previous year: 2.76%
+7.2%
Gross Profit
$8.56M
Previous year: $7.45M
+14.9%
Cash and Equivalents
$29.6M
Previous year: $246M
-88.0%
Free Cash Flow
$3.8M
Previous year: -$1.88M
-302.6%
Total Assets
$1.21B
Previous year: $1.13B
+6.6%

Broadway Financial

Broadway Financial

Forward Guidance

Broadway Financial Corporation is optimistic about its ability to continue growing and improving profitability, despite economic uncertainties, due to its strong equity capital, focus on serving low-to-moderate income communities, and the dedication of its employees and support from investors, board, and partners.