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Jun 30, 2020

Broadway Financial Q2 2020 Earnings Report

Reported net income for the second quarter of 2020, driven by an income tax adjustment and increased net interest income.

Key Takeaways

Broadway Financial Corporation reported a net income of $216 thousand, or $0.01 per diluted share, for the second quarter of 2020, compared to a net loss of $135 thousand, or ($0.01) per diluted share, for the second quarter of 2019. The increase was primarily due to an income tax adjustment of $273 thousand and an increase in net interest income of $569 thousand.

Net income increased by $351 thousand compared to the second quarter of 2019.

Net interest income increased by $569 thousand compared to the second quarter of 2019.

Gain on sale of loans increased by $116 thousand compared to the second quarter of 2019.

Non-performing loans remained low at 0.17% of total assets.

Total Revenue
$3.27M
Previous year: $2.6M
+25.8%
EPS
$0.08
Previous year: -$0.08
-200.0%
Net Interest Margin
2.43%
Previous year: 2.4%
+1.3%
Gross Profit
$3.25M
Cash and Equivalents
$39.8M
Free Cash Flow
-$3.17M
Total Assets
$491M

Broadway Financial

Broadway Financial

Forward Guidance

Management expects to see benefits from plans to reduce non-interest expenses in the second half of next year.