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Jun 30, 2023

Eastern Bank Q2 2023 Earnings Report

Strong margin expansion resulted from the prior quarter’s balance sheet repositioning, and cash raised in the securities sale will continue to enhance the company’s financial position.

Key Takeaways

Eastern Bankshares, Inc. reported strong second quarter results with a net income of $48.7 million, or $0.30 per diluted share. The company's net interest margin expanded 14 basis points, and operating revenues increased by $1.5 million.

Total revenue was $195.4 million, with total operating revenue of $196.3 million, up $1.5 million from the prior quarter.

Net income reached $48.7 million, or $0.30 per diluted share, compared to a net loss in the previous quarter.

Total loans increased by $286.6 million, or 2.1%, to $14.0 billion compared to the prior quarter.

The net interest margin expanded 14 basis points to 2.80%.

Total Revenue
$195M
Previous year: $180M
+8.8%
EPS
$0.28
Previous year: $0.32
-12.5%
Net Interest Margin (FTE)
2.8%
Previous year: 2.63%
+6.5%
Gross Profit
$195M
Previous year: $179M
+9.5%
Cash and Equivalents
$874M
Previous year: $369M
+136.8%
Total Assets
$21.6B
Previous year: $22.4B
-3.4%

Eastern Bank

Eastern Bank

Eastern Bank Revenue by Segment

Forward Guidance

The company is well-positioned to meet customer needs in an uncertain economic environment due to its strong balance sheet and core earnings.

Revenue & Expenses

Visualization of income flow from segment revenue to net income