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Sep 30, 2021

Eastern Bank Q3 2021 Earnings Report

Eastern Bank reported strong financial performance with loan growth and solid asset quality.

Key Takeaways

Eastern Bankshares, Inc. reported a net income of $37.1 million, or $0.22 per share, for the third quarter of 2021, demonstrating strong financial performance and optimism about future profitability as the economy recovers. The company saw significant loan growth excluding PPP loans and maintained strong asset quality. A share repurchase program was approved, contingent on regulatory approval.

Net income for the third quarter of 2021 was $37.1 million, or $0.22 per share.

Operating net income for the third quarter of 2021 was $37.4 million, or $0.22 per share.

Loans, excluding PPP loans, grew by $175.3 million, or 8% on an annualized basis.

Total assets reached $17.5 billion as of September 30, 2021, representing an increase of $413.8 million, or 2%, from June 30, 2021.

Total Revenue
$146M
Previous year: $145M
+0.7%
EPS
$0.22
Previous year: $0.17
+29.4%
Net Interest Margin (FTE)
2.53%
Previous year: 3.04%
-16.8%
Efficiency Ratio
67.83%
NPLs / Total Loans
0.44%
Gross Profit
$146M
Previous year: $145M
+0.7%
Cash and Equivalents
$1.25B
Total Assets
$17.5B

Eastern Bank

Eastern Bank

Forward Guidance

Eastern Bankshares' Board of Directors has approved a share repurchase program to purchase up to 9,337,900 shares, contingent on Federal Reserve approval, and declared a quarterly cash dividend of $0.08 per common share.