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Dec 31, 2021

Eastern Bank Q4 2021 Earnings Report

Reported fourth quarter financial results and announced a 25% increase to quarterly dividend.

Key Takeaways

Eastern Bankshares, Inc. reported a net income of $35.1 million, or $0.20 per diluted share, for the fourth quarter of 2021. The company completed the merger with Century Bancorp, Inc. on November 12, 2021, adding approximately $7 billion of total assets.

Completed merger with Century Bancorp, Inc. on November 12, 2021, adding approximately $7 billion of total assets.

Organic loan growth, excluding SBA PPP loans, was $133.6 million, or 6% on an annualized basis.

Released $4.3 million of allowance for loan losses due to improving economic outlook and strong asset quality.

Repurchased 1,135,878 shares of common stock during the fourth quarter of 2021 at a weighted average price of $20.42, representing a total market value of $23.2 million.

Total Revenue
$171M
Previous year: $153M
+11.9%
EPS
$0.26
Previous year: -$0.26
-200.0%
Efficiency Ratio
83.76%
Previous year: 129.97%
-35.6%
Gross Profit
$170M
Previous year: $151M
+12.6%
Cash and Equivalents
$1.23B
Previous year: $2.05B
-40.0%
Total Assets
$23.5B
Previous year: $16B
+47.3%

Eastern Bank

Eastern Bank

Forward Guidance

Eastern expects continued growth and success in 2022, allowing them to deliver offerings and services to customers, expand their role as an employer, contribute positively to the local community, and deliver greater value to shareholders.