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Goosehead Insurance Q1 2025 Earnings Report
Goosehead Insurance, Inc. announced its first quarter 2025 results, reporting significant growth in total revenue, net income, and adjusted EBITDA compared to the prior-year period.
Key Takeaways
Goosehead Insurance, Inc. reported a strong first quarter in 2025, with total revenues increasing by 17% to $75.6 million and net income rising by 46% to $2.6 million. Adjusted EBITDA also saw a substantial increase of 32% to $15.5 million, reflecting improved profitability and operational efficiency.
Total Revenues grew 17% over the prior-year period to $75.6 million in the first quarter of 2025.
Net income increased 46% to $2.6 million, with EPS rising to $0.09 per share.
Adjusted EBITDA increased 32% to $15.5 million, and Adjusted EBITDA Margin expanded 300 basis points to 21%.
Total Written Premiums placed for the first quarter increased 22% over the prior-year period to $1.0 billion.
Goosehead Insurance
Goosehead Insurance
Goosehead Insurance Revenue by Segment
Revenue by Segment
Core Revenue
CapyFin.comCost Recovery Revenue
CapyFin.comAncillary Revenue
CapyFin.com Forward Guidance
Goosehead Insurance is reiterating its full-year 2025 guidance, expecting continued growth in total written premiums and total revenues.
Positive Outlook
- Total written premiums placed for 2025 are expected to be between $4.65 billion and $4.88 billion, representing growth of 22% to 28%.
- Total revenues for 2025 are expected to be between $350 million and $385 million, representing growth of 11% to 22%.
- The company anticipates continued strong growth driven by improved franchise productivity and client retention.
- Investments in production force, service function, technology initiatives, and AI-driven tools are expected to enhance client experience and drive growth.
- The company believes its market runway is enormous, with current annual premium placement less than 1% of the total U.S. personal lines market.
Challenges Ahead
- No specific negative guidance was provided in the report.
- Potential for conditions impacting insurance carriers or other parties with which Goosehead does business.
- Risk of loss of key executives or inability to attract and retain qualified personnel.
- Failure to attract and retain highly qualified franchisees could impact growth.
- General economic conditions or competitive pressures could affect performance.