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Jun 30, 2020

Heartland Financial Q2 2020 Earnings Report

Reported quarterly results, driven by solid net interest margin and strong efficiency ratio.

Key Takeaways

Heartland Financial USA, Inc. reported a net income of $30.1 million, or $0.82 per diluted common share, for the quarter ended June 30, 2020. The company funded approximately 4,800 PPP loans totaling $1.20 billion and completed the issuance of $115.0 million of preferred equity.

Quarterly net income of $30.1 million or $0.82 per diluted common share.

Net interest margin of 3.81% during the second quarter of 2020.

Efficiency ratio of 55.75% compared to 64.13% for the second quarter of 2019.

Funded approximately 4,800 Paycheck Protection Program ("PPP") loans totaling $1.20 billion.

Total Revenue
$155M
Previous year: $139M
+11.5%
EPS
$0.82
Previous year: $1.26
-34.9%
Net Interest Margin
3.81%
Return on Average Assets
0.84%
Return on Average Common Equity
7.69%
Gross Profit
$154M
Previous year: $157M
-1.9%
Cash and Equivalents
$454M
Previous year: $642M
-29.4%
Free Cash Flow
$10M
Previous year: $25.5M
-60.5%
Total Assets
$15B
Previous year: $12.2B
+23.6%

Heartland Financial

Heartland Financial