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Jun 30, 2021

Heartland Financial Q2 2021 Earnings Report

Reported record quarterly and year-to-date results.

Key Takeaways

Heartland Financial reported a strong second quarter in 2021, with net income available to common stockholders increasing by 98% compared to the same quarter last year, reaching $59.6 million. The success was attributed to loan growth excluding PPP loans, non-time deposit growth, and improved credit quality.

Net income available to common stockholders increased to $59.6 million, compared to $30.1 million for the second quarter of 2020, a 98% increase.

Diluted earnings per common share increased to $1.41, compared to $0.82 for the second quarter of the prior year, a 72% increase.

Loan growth was $287.7 million or 13% annualized, exclusive of Paycheck Protection Program (PPP) loans.

Non-time deposit growth was $133.3 million or 1% for the second quarter of 2021.

Total Revenue
$174M
Previous year: $155M
+12.7%
EPS
$1.41
Previous year: $0.82
+72.0%
Net Interest Margin
3.37%
Previous year: 3.81%
-11.5%
Return on Average Assets
1.35%
Previous year: 0.84%
+60.7%
Return on Average Common Equity
12.07%
Previous year: 7.69%
+57.0%
Gross Profit
$174M
Previous year: $154M
+13.1%
Cash and Equivalents
$449M
Previous year: $454M
-1.0%
Free Cash Flow
$79.3M
Previous year: $10M
+688.9%
Total Assets
$18.4B
Previous year: $15B
+22.3%

Heartland Financial

Heartland Financial

Forward Guidance

No forward guidance was provided in the release.