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Mar 31, 2021

Oak Valley Q1 2021 Earnings Report

Oak Valley Bancorp reported first quarter results with a net income of $4,357,000, or $0.53 per diluted share.

Key Takeaways

Oak Valley Bancorp's first quarter net income was $4,357,000, or $0.53 per diluted share. Net interest income increased due to PPP loans and organic loan growth. Total assets reached $1.67 billion, and total deposits were $1.52 billion.

Net income for the first quarter was $4,357,000, or $0.53 per diluted share.

Loan interest and fees on PPP loans totaled $2,590,000.

Net interest income increased to $12,242,000, driven by PPP loans and organic average loan growth.

Total assets increased to $1.67 billion, and gross loans reached $1.03 billion.

Total Revenue
$13.4M
Previous year: $11.5M
+16.6%
EPS
$0.53
Previous year: $0.33
+60.6%
Net Interest Margin
3.43%
Previous year: 3.93%
-12.7%
Gross Profit
$13.4M
Cash and Equivalents
$367M
Previous year: $92.8M
+295.2%
Free Cash Flow
$6.97M
Previous year: $3.85M
+81.2%
Total Assets
$1.67B
Previous year: $1.16B
+44.0%

Oak Valley

Oak Valley

Oak Valley Revenue by Segment

Forward Guidance

This press release includes forward-looking statements about the corporation for which the corporation claims the protection of safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995.