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Jun 30, 2020

Oak Valley Q2 2020 Earnings Report

Oak Valley Bancorp reported second quarter results and announced cash dividend.

Key Takeaways

Oak Valley Bancorp reported a net income of $2,581,000, or $0.32 per diluted share, for the three months ended June 30, 2020. The decrease in net income was primarily due to loan loss provisions related to the COVID-19 pandemic and a reduction in earning asset yields, offset by an increase in loan interest and fee income from PPP loans.

Net income for Q2 2020 was $2,581,000, or $0.32 per diluted share.

Net interest income increased to $11,146,000 due to PPP loans and organic growth.

Total assets reached $1.465 billion as of June 30, 2020.

The company declared a cash dividend of $0.14 per share.

Total Revenue
$12.2M
Previous year: $11.4M
+7.0%
EPS
$0.32
Previous year: $0.37
-13.5%
Net Interest Margin
3.55%
Previous year: 4.23%
-16.1%
Cash and Equivalents
$169M
Previous year: $91.6M
+84.5%
Free Cash Flow
$9.13M
Previous year: -$1.3M
-800.3%
Total Assets
$1.47B
Previous year: $1.07B
+37.0%

Oak Valley

Oak Valley

Forward Guidance

This press release includes forward-looking statements about the corporation for which the corporation claims the protection of safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. Forward-looking statements are based on management's knowledge and belief as of today and include information concerning the corporation's possible or assumed future financial condition, and its results of operations and business.