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Oak Valley Bancorp posted net income of $5.6M with EPS of $0.67, driven by higher net interest income from loan growth. Credit quality remained strong with zero non-performing assets and a credit loss reserve ratio of 1.03%.
Net income increased to $5.6M compared to $5.3M in Q1 2025
Net interest margin improved slightly to 4.11%
Total assets stood at $1.92B with gross loans of $1.11B
Non-performing assets remained at 0%, indicating strong credit quality
Management expects steady loan growth and continued strong credit quality, supported by stable margins and improving funding costs.
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