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Sep 30, 2023

Remit Global Q3 2023 Earnings Report

Remitly's Q3 2023 results reflected continued strong execution and customer trust.

Key Takeaways

Remitly reported a strong third quarter with significant year-over-year growth in active customers, send volume, and revenue. The company is increasing its revenue and Adjusted EBITDA outlook for 2023.

Active customers increased 42% year-over-year to 5.4 million.

Send volume increased 36% year-over-year to $10.2 billion.

Revenue increased 43% year-over-year to $241.6 million.

Adjusted EBITDA was $10.5 million, compared to $(3.7) million in the same quarter last year.

Total Revenue
$242M
Previous year: $169M
+42.8%
EPS
-$0.2
Previous year: -$0.2
+0.0%
Send Volume
$10.2B
Previous year: $7.5B
+36.0%
Active Customers
5.4M
Previous year: 3.8M
+42.1%
Gross Profit
$156M
Previous year: $81.2M
+91.9%
Cash and Equivalents
$224M
Previous year: $376M
-40.5%
Free Cash Flow
$29.7M
Previous year: -$54.5M
-154.5%
Total Assets
$833M
Previous year: $690M
+20.6%

Remit Global

Remit Global

Forward Guidance

For fiscal year 2023, Remitly expects total revenue in the range of $935 million to $943 million, representing a growth rate of 43% to 44% year over year. The company also expects Adjusted EBITDA to be in the range of $36 million to $41 million.

Positive Outlook

  • Total revenue is expected to be in the range of $935 million to $943 million, representing a growth rate of 43% to 44% year over year.
  • The revenue outlook reflects an increase from the prior outlook of $915 million to $925 million.
  • Adjusted EBITDA is expected to be in the range of $36 million to $41 million.
  • The Adjusted EBITDA outlook reflects an increase from the prior outlook of $33 million to $40 million.
  • Company is in a very strong position to deliver robust long term growth rates at compelling unit economics

Challenges Ahead

  • The company expects to remain in a GAAP net loss position for 2023.
  • Variability of income taxes could have a significant impact on future GAAP financial results.
  • Variability of stock-based compensation expense could have a significant impact on future GAAP financial results.
  • Macroeconomic conditions could affect customers and business operations.
  • Geopolitical forces, such as the conflict in Israel, could affect customers and business operations.