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Mar 31, 2023

Texas Capital Bancshares Q1 2023 Earnings Report

Announced first quarter 2023 results with net income of $38.7 million and EPS of $0.70.

Key Takeaways

Texas Capital Bancshares, Inc. reported a net income available to common stockholders of $34.3 million, or $0.70 per diluted share, for the first quarter of 2023. The company maintained top tier liquidity and capital ratios and added a record number of new clients.

Net income available to common stockholders was $34.3 million, or $0.70 per diluted share.

Pre-Provision Net Revenue grew $28.0 million (55%) compared to first quarter 2022.

Cash and Securities to Total Assets of 28.0% and Tangible Common Equity to Tangible Assets of 9.7%.

Total deposits declined 3% due to execution of long-term deposit mix shift away from highest cost sources.

Total Revenue
$273M
Previous year: $204M
+33.8%
EPS
$0.7
Previous year: $0.69
+1.4%
Net Interest Margin
3.33%
Previous year: 2.23%
+49.3%
Return on Avg. Assets
0.53%
Previous year: 0.47%
+12.8%
Efficiency Ratio
71.1%
Previous year: 75.1%
-5.3%
Cash and Equivalents
$3.39B
Previous year: $5.37B
-37.0%
Free Cash Flow
$16.8M
Previous year: $70.2M
-76.0%
Total Assets
$28.6B
Previous year: $31.1B
-8.0%

Texas Capital Bancshares

Texas Capital Bancshares

Forward Guidance

This communication contains forward-looking statements regarding TCBI’s financial condition, results of operations, business plans and future performance.