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Dec 31, 2024

Texas Capital Bancshares Q4 2024 Earnings Report

Texas Capital Bancshares reported net income available to common stockholders of $66.7 million, or $1.43 per diluted share, compared to net income available to common stockholders of $15.8 million, or $0.33 per diluted share, for the fourth quarter of 2023.

Key Takeaways

Texas Capital Bancshares, Inc. announced strong fourth quarter and full year 2024 results, demonstrating significant strategic milestones and client adoption trends, positioning the firm to deliver in 2025.

Income in fee areas of focus increased 38% year-over-year.

Strong balance sheet growth with total deposits increasing 13% and total loans growing 10% year-over-year.

Book Value and Tangible Book Value per share both increased 8% year-over-year, reaching record levels.

Capital ratios continue to be strong, including 11.4% CET1 and 15.4% Total Capital

Total Revenue
$284M
Previous year: $246M
+15.4%
EPS
$1.43
Previous year: $0.65
+120.0%
Net Interest Margin
2.93%
Previous year: 2.93%
+0.0%
Return on Avg. Assets
0.88%
Tangible Common Equity Ratio
10%
Previous year: 10.2%
-2.0%
Cash and Equivalents
$3.01B
Previous year: $3.24B
-7.1%
Total Assets
$30.7B
Previous year: $28.4B
+8.4%

Texas Capital Bancshares

Texas Capital Bancshares

Forward Guidance

This communication contains forward-looking statements within the meaning of and pursuant to the Private Securities Litigation Reform Act of 1995 regarding, among other things, TCBI’s financial condition, results of operations, business plans and future performance.