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Jun 30, 2023

Texas Capital Bancshares Q2 2023 Earnings Report

Net income doubled and pre-provision net revenue grew, demonstrating strong capital and liquidity positions.

Key Takeaways

Texas Capital Bancshares reported a strong second quarter in 2023, with net income doubling compared to the same period in 2022. Net income available to common stockholders reached $64.3 million, or $1.33 per diluted share. Pre-Provision Net Revenue grew by 43% compared to the second quarter of 2022, and the company maintains strong capital and liquidity positions.

Net income available to common stockholders was $64.3 million, or $1.33 per diluted share.

Net income increased to $68.7 million compared to $34.2 million in Q2 2022.

Pre-Provision Net Revenue grew 43% compared to Q2 2022.

All regulatory ratios continue to be in excess of 'well capitalized' requirements as of June 30, 2023.

Total Revenue
$278M
Previous year: $232M
+19.9%
EPS
$1.33
Previous year: $0.59
+125.4%
Net Interest Margin
3.29%
Previous year: 2.68%
+22.8%
Return on Avg. Assets
0.95%
Previous year: 0.44%
+115.9%
Return on Avg. Equity
9.17%
Previous year: 4.35%
+110.8%
Cash and Equivalents
$2.85B
Previous year: $4.03B
-29.4%
Free Cash Flow
$68.9M
Previous year: $67.1M
+2.7%
Total Assets
$29B
Previous year: $32.3B
-10.4%

Texas Capital Bancshares

Texas Capital Bancshares

Forward Guidance

This communication contains forward-looking statements regarding TCBI’s financial condition, results of operations, business plans and future performance.