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Jun 30, 2021

Zions Q2 2021 Earnings Report

Zions Bancorporation reported net earnings of $345 million and diluted EPS of $2.08 for Q2 2021.

Key Takeaways

Zions Bancorporation, N.A. reported a strong second quarter in 2021, with net earnings of $345 million and a diluted EPS of $2.08. Credit performance was notably strong, with modest net recoveries on loans. The company released over $120 million of its allowance for credit losses due to the belief that future losses will be significantly less than previously expected. Deposits continued to grow, and the CET1 ratio reached 11.3%.

Net earnings were $345 million, with a diluted EPS of $2.08.

Net interest income was $555 million, and the net interest margin was 2.79%.

Loans and leases totaled $51.4 billion, or $46.9 billion excluding PPP loans.

The CET1 capital ratio was 11.3%.

Total Revenue
$760M
Previous year: $680M
+11.8%
EPS
$2.08
Previous year: $0.34
+511.8%
Average Deposits
$10.3B
Previous year: $63B
-83.7%
Gross Profit
$760M
Previous year: $680M
+11.8%
Cash and Equivalents
$525M
Previous year: $570M
-7.9%
Free Cash Flow
-$232M
Previous year: $191M
-221.5%
Total Assets
$87.2B
Previous year: $76.4B
+14.1%

Zions

Zions

Forward Guidance

No specific forward guidance was provided in the press release.