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Sep 30, 2024

Zions Q3 2024 Earnings Report

Zions' financial performance improved with increased earnings per share and a strengthened net interest margin.

Key Takeaways

Zions Bancorporation reported net earnings of $204 million, or $1.37 per diluted share, for the third quarter of 2024. The net interest margin strengthened to 3.03%, and operating costs increased modestly. Classified loans increased, but credit losses remained low.

Net earnings per diluted common share were $1.37.

Net interest income increased by 6% to $620 million.

The net interest margin improved to 3.03%.

The estimated CET1 capital ratio was 10.7%.

Total Revenue
$792M
Previous year: $765M
+3.5%
EPS
$1.37
Previous year: $1.13
+21.2%
Average Deposits
$75.7B
Average Deposits
$10.7
Gross Profit
$1.28B
Previous year: $765M
+67.2%
Cash and Equivalents
$1.11B
Previous year: $700M
+59.1%
Free Cash Flow
$144M
Previous year: $280M
-48.6%
Total Assets
$87B
Previous year: $87.3B
-0.3%

Zions

Zions

Forward Guidance

No specific forward guidance was provided in the press release.