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Dec 31, 2022
Zions Q4 2022 Earnings Report
Zions Bancorporation, N.A. reported net earnings of $277 million and diluted EPS of $1.84 for Q4 2022.
Key Takeaways
Zions Bancorporation, N.A. reported strong Q4 2022 financial results with net earnings of $277 million and diluted EPS of $1.84. The company saw an increase in net interest income and net interest margin. Solid loan growth and exceptional credit quality also contributed to the positive results.
Net interest income was $720 million, up 30%.
Net interest margin (NIM) was 3.53%, compared to 2.58%.
Loans and leases were $55.7 billion, up 9%.
Deposits were $71.7 billion, down 13%.
Forward Guidance
Zions Bancorporation remains optimistic and expects strong results in the coming year, despite anticipating a slowing or recessionary economic environment.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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