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Jun 30, 2021

Allstate Q2 2021 Earnings Report

Allstate delivered strong performance as economic activity increased.

Key Takeaways

Allstate reported strong second-quarter results, with revenues growing by 21.6% year-over-year. The Property-Liability combined ratio was 95.7, and net income reached $1.6 billion. Adjusted net income was $3.79 per share, representing a return on equity of 23.8% for the last twelve months.

Total revenues increased 21.6% compared to the prior year quarter, primarily reflecting higher earned premiums from the acquisition of National General and increased net investment income.

Net income applicable to common shareholders increased to $1.6 billion.

Adjusted net income of $1.1 billion, or $3.79 per diluted share, increased $333 million compared to the prior year quarter.

Property-Liability written premium increased 12.5% primarily driven by the acquisition of National General.

Total Revenue
$10.3B
Previous year: $9.64B
+7.1%
EPS
$3.79
Previous year: $2.46
+54.1%
Property-Liability Combined Ratio
95.7%
Previous year: 89.8%
+6.6%
Gross Profit
$11B
Previous year: $9.75B
+12.5%
Cash and Equivalents
$656M
Previous year: $481M
+36.4%
Free Cash Flow
$1.39B
Previous year: $1.75B
-20.4%
Total Assets
$133B
Previous year: $121B
+9.4%

Allstate

Allstate

Forward Guidance

Allstate's focus on current results and long-term value creation is designed to increase shareholder value. A new $5 billion share repurchase program, which is expected to be completed by March 31, 2023, represents 13% of current market capitalization and will be initiated in the third quarter upon completion of the prior $3 billion program. Accelerating growth and increasing Property-Liability market share is also expected to increase shareholder value