Mar 31, 2020

Atlantic Union Q1 2020 Earnings Report

Atlantic Union reported a decrease in net income and earnings per share due to the implementation of CECL and the deteriorating economic environment related to COVID-19.

Key Takeaways

Atlantic Union Bankshares Corporation reported net income of $7.1 million and diluted earnings per share of $0.09 for the first quarter ended March 31, 2020. The results were impacted by the implementation of CECL and the deteriorating economic environment related to COVID-19, which resulted in a material increase in the Company’s provision for credit losses.

Net income was $7.1 million and diluted earnings per share was $0.09.

Pre-tax pre-provision earnings were $68.3 million, or $0.86 per share.

Net interest income was $135.0 million.

The provision for credit losses was $60.2 million.

Total Revenue
$164M
Previous year: $152M
+7.5%
EPS
$0.09
Previous year: $0.66
-86.4%
ROA
0.16%
ROE
1.15%
Efficiency ratio
58.35%
Cash and Equivalents
$505M
Previous year: $284M
+78.1%
Total Assets
$17.8B
Previous year: $16.9B
+5.6%

Atlantic Union

Atlantic Union

Atlantic Union Revenue by Segment

Forward Guidance

Atlantic Union Bankshares Corporation did not provide specific forward guidance in this earnings report.