Dec 31, 2022

Atlantic Union Q4 2022 Earnings Report

Atlantic Union Bankshares reported strong financial results, hitting profitability and efficiency targets with loan growth, strong credit quality and expanding net interest margin.

Key Takeaways

Atlantic Union Bankshares Corporation reported a net income available to common shareholders of $67.6 million, with basic and diluted earnings per common share of $0.90 for Q4 2022. The company saw low double-digit annualized loan growth, strong credit quality, an expanding net interest margin and positive operating leverage.

Delivered strong fourth quarter financial results, hitting profitability and efficiency targets.

Experienced low double-digit annualized loan growth.

Maintained strong credit quality.

Observed an expanding net interest margin and positive operating leverage.

Total Revenue
$188M
Previous year: $175M
+7.8%
EPS
$0.9
Previous year: $0.71
+26.8%
Efficiency ratio
52.98%
Previous year: 68.64%
-22.8%
Net interest margin
3.61%
Previous year: 3.03%
+19.1%
Cash and Equivalents
$320M
Previous year: $803M
-60.1%
Total Assets
$20.5B
Previous year: $20.1B
+2.0%

Atlantic Union

Atlantic Union

Forward Guidance

Atlantic Union Bankshares believes its markets continue to show resiliency and positive dynamics, which combined with its asset sensitivity lead them to believe they are well-positioned for 2023.