Dec 31, 2019

Atlantic Union Q4 2019 Earnings Report

Atlantic Union reported a solid fourth quarter, executing its strategic plan and improving performance against key financial metrics despite a challenging interest rate environment.

Key Takeaways

Atlantic Union Bankshares Corporation reported net income of $55.8 million and earnings per share of $0.69 for the fourth quarter ended December 31, 2019. Net operating earnings were $57.3 million and operating earnings per share were $0.71 for the same period, excluding after-tax merger and rebranding-related costs.

Return on Average Assets (ROA) was 1.27%.

Operating Return on Average Tangible Common Equity (ROTCE) was 16.01%.

Efficiency ratio improved to 57.40%.

Net interest margin decreased 9 basis points to 3.48%.

Total Revenue
$164M
Previous year: $133M
+23.9%
EPS
$0.71
Previous year: $0.7
+1.4%
ROA
1.27%
ROE
8.81%
Efficiency ratio
57.4%
Cash and Equivalents
$436M
Previous year: $261M
+66.9%
Total Assets
$17.6B
Previous year: $13.8B
+27.6%

Atlantic Union

Atlantic Union

Forward Guidance

As we begin 2020 we continue to believe we have a great opportunity before us to create something uniquely valuable for our shareholders and the communities we serve and remain keenly focused on reaching the full potential of this powerful franchise.