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Mar 31, 2022

American Express Q1 2022 Earnings Report

American Express's first-quarter revenue increased, driven by strong card member spending globally.

Key Takeaways

American Express reported a strong first-quarter with a 29% increase in revenue to $11.7 billion, driven by a 35% growth in Card Member spending globally. EPS was $2.73. The company reaffirmed its 2022 revenue and EPS guidance.

Revenues increased by 29% year-over-year, driven by Card Member spending growth of 35% globally.

Added 3 million new proprietary cards in the quarter, with record acquisitions of U.S. Consumer Platinum and Gold Cards and U.S. Business Platinum Cards.

Millennial and Gen Z Card Members and small and medium-sized businesses spending increased significantly.

Travel and Entertainment spending reached pre-pandemic levels globally in March.

Total Revenue
$11.7B
Previous year: $9.06B
+29.5%
EPS
$2.73
Previous year: $2.74
-0.4%
Gross Profit
$7.48B
Previous year: $9.18B
-18.5%
Cash and Equivalents
$27.7B
Previous year: $40.3B
-31.3%
Free Cash Flow
$3.43B
Previous year: $1.96B
+75.1%
Total Assets
$196B
Previous year: $193B
+1.4%

American Express

American Express

Forward Guidance

The company reaffirmed its full-year guidance of 18 to 20 percent revenue growth and earnings per share between $9.25 and $9.65.