•
Sep 30, 2024

American Express Q3 2024 Earnings Report

American Express reported a strong third quarter with record revenue and increased EPS, driven by card member spending and fee revenue growth.

Key Takeaways

American Express reported a strong third quarter with record revenue of $16.6 billion, up 8% year-over-year, and earnings per share of $3.49, up 6% year-over-year. The company raised its full-year EPS guidance to $13.75 - $14.05.

Third-quarter revenue reached a record of $16.6 billion, up 8 percent year-over-year.

Earnings per share of $3.49 was up 6 percent, year-over-year.

Total Card Member spending increased 6 percent.

Card fee revenue growth accelerated to 18 percent.

Total Revenue
$16.6B
Previous year: $15.4B
+8.2%
EPS
$3.49
Previous year: $3.3
+5.8%
Gross Profit
$9.41B
Previous year: $8.86B
+6.2%
Cash and Equivalents
$47.9B
Previous year: $43.4B
+10.3%
Free Cash Flow
-$2.27B
Previous year: $7.84B
-128.9%
Total Assets
$271B
Previous year: $251B
+8.1%

American Express

American Express

Forward Guidance

American Express raised its full-year EPS guidance to $13.75 - $14.05 and continues to expect full-year revenue growth that is within the annual guidance range provided in the beginning of the year, at around 9 percent.