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Sep 30, 2022

American Express Q3 2022 Earnings Report

American Express's Q3 2022 performance was marked by a 24% revenue increase to $13.6 billion and a 9% rise in earnings per share to $2.47.

Key Takeaways

American Express reported a strong third quarter with significant revenue growth driven by increased card member spending and high customer engagement.

Total revenues net of interest expense were $13.6 billion, up 24 percent.

Earnings per share increased 9% to $2.47.

Card Member spending was up 21%, driven by growth in both Goods & Services and Travel & Entertainment spending.

The company added 3.3 million proprietary cards in the quarter.

Total Revenue
$13.6B
Previous year: $10.9B
+24.0%
EPS
$2.47
Previous year: $2.27
+8.8%
Gross Profit
$8.36B
Previous year: $6.78B
+23.3%
Cash and Equivalents
$29.8B
Previous year: $27.9B
+6.8%
Free Cash Flow
$4.07B
Previous year: $3.7B
+9.8%
Total Assets
$215B
Previous year: $184B
+16.6%

American Express

American Express

Forward Guidance

American Express expects full year revenue growth of 23% to 25% and to be above its original full-year EPS guidance range of $9.25 to $9.65.