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Mar 31, 2024

Bank of America Q1 2024 Earnings Report

Bank of America reported a decrease in net income and revenue, driven by lower net interest income, while investment banking and asset management fees increased.

Key Takeaways

Bank of America's Q1 2024 net income was $6.7 billion, or $0.76 per diluted share, compared to $8.2 billion, or $0.94 per diluted share in Q1 2023. Revenue decreased by 2% to $25.8 billion, impacted by lower net interest income. The results include a $700 million FDIC special assessment expense.

Net income was $6.7 billion, with diluted earnings per share of $0.76.

Revenue decreased by 2% to $25.8 billion, influenced by lower net interest income.

Net interest income decreased by 3% to $14.0 billion due to higher deposit costs.

The company returned $4.4 billion to shareholders through dividends and share repurchases.

Total Revenue
$26B
Previous year: $26.4B
-1.6%
EPS
$0.83
Previous year: $0.94
-11.7%
CET1 Ratio
11.9%
Previous year: 11.4%
+4.4%
Average Deposits
$1.91T
Previous year: $1.89T
+0.7%
Net Charge-Offs
$1.5B
Gross Profit
$25.8B
Previous year: $26.3B
-1.7%
Cash and Equivalents
$313B
Previous year: $376B
-16.7%
Total Assets
$3.27T
Previous year: $3.19T
+2.5%

Bank of America

Bank of America

Bank of America Revenue by Segment

Forward Guidance

The earnings report did not include forward guidance. Therefore, no information is available regarding the company's expectations for future performance.

Revenue & Expenses

Visualization of income flow from segment revenue to net income