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Sep 30, 2025
Bank of America Q3 2025 Earnings Report
Bank of America posted higher earnings and revenue in Q3 2025 driven by strong performance in Consumer Banking and Global Markets.
Key Takeaways
Bank of America delivered solid results in Q3 2025 with net income of $8.47 billion and EPS of $1.06. Revenue growth was supported by higher net interest income and record client balances in wealth management.
Total revenue reached $28.1 billion in the quarter.
Net income rose to $8.47 billion.
Consumer Banking delivered over $11.1 billion in revenue.
Global Markets generated $6.22 billion in revenue, driven by strong trading activity.
Revenue by Segment
Forward Guidance
While no formal guidance was issued, management commentary suggests stable net interest income and expense control going forward, with continued strength in consumer banking.
Positive Outlook
- Strong credit quality with low net charge-offs.
- Stable CET1 ratio at 11.6%.
- Solid deposit base of over $2T.
- Record client balances in GWIM.
- Revenue growth supported by interest income and trading activity.
Challenges Ahead
- Weakness in noninterest income due to losses in other income.
- Decline in Global Banking margin compared to previous year.
- Higher credit loss provisions year-over-year.
- Increased compensation and benefit costs.
- Continued pressure on non-U.S. commercial lending volumes.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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