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Sep 30
BNY Mellon Q3 2025 Earnings Report
BNY Mellon reported strong third-quarter results, driven by higher net interest income and disciplined expense management.
Key Takeaways
BNY Mellon delivered solid financial performance in Q3 2025 with revenue of $5.08 billion and net income of $1.46 billion. Adjusted EPS reached $1.91, supported by growth across Securities Services and Market & Wealth Services segments.
Total revenue rose to $5.08 billion, reflecting strength in both fee and interest income.
Adjusted EPS came in at $1.91, up from $1.52 a year earlier.
Net income applicable to common shareholders was $1.339 billion.
ROE and ROTCE improved year-over-year, reaching 13.7% and 25.6% respectively.
BNY Mellon
BNY Mellon
BNY Mellon Revenue by Segment
Revenue by Segment
Asset Servicing Revenue
CapyFin.comIssuer Services Revenue
CapyFin.comPershing Revenue
CapyFin.comTreasury Services Revenue
CapyFin.comClearance & Collateral Revenue
CapyFin.comAsset Management Revenue
CapyFin.comWealth Management Revenue
CapyFin.com Forward Guidance
BNY Mellon remains optimistic about continued revenue growth through reinvestment at higher yields, but remains cautious about cost pressures and market volatility.
Positive Outlook
- Ongoing reinvestment of securities at higher yields supports NII.
- Efficiency initiatives continue to offset inflationary pressures.
- Securities Services expected to benefit from high client activity.
- Market & Wealth Services showing solid organic growth.
- Strong capital return capacity maintained.
Challenges Ahead
- Deposit mix changes may pressure NII.
- Wealth Management net flows remain negative.
- Market volatility could impact fee revenue.
- Litigation and special assessments create nonrecurring expenses.
- Currency fluctuations impacting international earnings.