Loading...
•
Dec 31, 2025
BNY Mellon Q4 2025 Earnings Report
BNY Mellon reported solid fourth-quarter results with higher EPS and strong net income.
Key Takeaways
BNY Mellon delivered strong Q4 performance, with growth in both net interest income and assets under custody/administration. EPS improved year-over-year, supported by disciplined expense management and solid business segment contributions.
Net income rose to $1.47B, up from $1.16B in Q4 2024.
Diluted EPS increased to $2.02 from $1.54 a year ago.
Assets under custody/administration reached a record $59.3T.
Net interest income grew to $1.346B, reflecting higher rates and balances.
Revenue by Segment
Revenue by Geographic Location
Forward Guidance
BNY Mellon expects continued momentum in net interest income and stable client activity to support growth. However, macro uncertainties and market volatility may pressure fee income.
Positive Outlook
- Solid momentum in client flows and AUC/A growth.
- Strong capital ratios and liquidity position.
- Ongoing expense discipline and efficiency focus.
- Improved net interest income outlook.
- Growth in Pershing and Clearance businesses.
Challenges Ahead
- Uncertain macroeconomic conditions could impact client activity.
- Market volatility may affect investment management fees.
- Potential regulatory changes may increase compliance costs.
- Persistently high inflation may pressure operating expenses.
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...