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Sep 30, 2024

Citi Q3 2024 Earnings Report

Citigroup reported mixed results for Q3 2024, with revenue growth offset by increased credit costs, impacting net income despite expense reductions.

Key Takeaways

Citigroup's Q3 2024 net income was $3.2 billion, or $1.51 per diluted share, on revenues of $20.3 billion. Revenues increased 1% year-over-year, or 3% excluding divestiture-related impacts. Net income decreased due to higher credit costs, partially offset by revenue growth and expense reductions.

Citigroup's Q3 2024 revenues increased by 1% year-over-year, reaching $20.3 billion.

The company's net income for Q3 2024 was $3.2 billion, a decrease from $3.5 billion in the same period last year.

Earnings per share for Q3 2024 were reported at $1.51, down from $1.63 in Q3 2023.

Citigroup's operating expenses decreased by 2%, driven by simplification and efficiency efforts.

Total Revenue
$20.3B
Previous year: $20.1B
+0.9%
EPS
$1.51
Previous year: $1.63
-7.4%
Payout Ratio
71%
Book Value Per Share
$102
Tangible Book Value Per Share
$89.7
Gross Profit
$19.9B
Previous year: $20.1B
-1.4%
Cash and Equivalents
$2.43T
Previous year: $254B
+857.1%
Free Cash Flow
-$4.53B
Previous year: $14.1B
-132.1%
Total Assets
$2.43T
Previous year: $2.37T
+2.6%

Citi

Citi

Citi Revenue by Segment

Revenue & Expenses

Visualization of income flow from segment revenue to net income